Pet health insurance can help you cover the costs for wellness care, illnesses and unexpected accidents for your pet that occur after enrollment. Pet health insurance plans provide financial support to you when needed, allowing you to give the best medical care to your pet without worrying about the cost.
Once you have selected a plan for your pet, you will pay a monthly premium to the insurance company, which then provides reimbursement to you for the medical and surgical care the pet has received. You will need to submit the paid invoice along with a claim form to be reimbursed at the rate determined by the insurance company, less your chosen deductible. With most pet health insurance plans, there is no extra change for being referred to a specialist or visiting an emergency clinic, and there are discounts available for supplements and therapeutic diets.
Unlike human health insurance, we are not involved in processing claims; therefore there are no co-pays or concerns whether or not the veterinarian participates in your plan. Insurance is “accepted” everywhere because the contract is strictly between the pet owner and the insurance company. Creature Comforts Animal Clinic participates with all pet health insurance companies, and we will assist you as needed with your claims.